ExpressLends
Accepting New Applications
⚡ Fast Closing No Income Docs Required

Rental Property
Cash Out

Unlock up to 80% of your rental property's value - fast. No personal income verification. No tax returns. Qualify on rental income alone.
Up to 80% LTV
No Income Verification
Close in 14 Days
LLC Closing OK
600+ FICO
Loans Up to $5M
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★★★★★Trusted by 12,897+ real estate investors nationwide

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Residential & Commercial
🇺🇸
All 50 States
🌍
Foreign Investors OK
Close in 14 Days
📋
No Tax Returns Required
80%
Max LTV Cash Out
14
Day Closing Possible
$5M
Max Loan Amount
600
Min FICO Score
12K+
Investors Served
Is Your Property Eligible?

We Cash Out Nearly Every Rental Property Type

From single-family rentals to multi-family buildings - if it generates rental income we can likely help you cash out.

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Single Family Rentals Condos, SFR, townhomes for long or short-term rental income.
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2-4 Unit Residential Duplexes, triplexes, quadplexes — qualify on rental income.
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Multi-Family 5+ Units Apartment buildings, mixed-use and larger residential portfolios.
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Retail & Commercial Office buildings, retail strips, warehouses and self-storage.
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Renovation Properties Even mid-rehab — flexible solutions for properties under renovation.
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Portfolio Blanket Loans Own 5+ rentals? Bundle them into one blanket loan.
How It Works

Three Steps to Your Rental Property Cash Out

No long bank process. No W2s. No headaches. Fast cash out built for rental property investors.

1

Apply

Fill out our simple online form. One application, zero cost, zero obligation.

Takes under 60 seconds
No credit pull to start
Immediate response
2

Strategize

We match your property to the best cash out program from our lender network.

Personalized rate options
DSCR and non-DSCR programs
30-year fixed available
3

Fund

We handle the paperwork. You get your cash and move on to your next deal.

Close under LLC or Corp
As fast as 14 days
Funds wired directly
Real Investor Experiences

What Our Clients Say

★★★★★

"One of the smoothest transactions I've ever experienced. Closing costs were almost half compared to other lenders I considered."

RG
Robert G.
Los Angeles, CA
★★★★★

"I did my homework comparing rates — they're top-notch. If you're looking to refinance an investment property, ExpressLends really stands out."

TJ
Terrence J.
Roosevelt, NY
★★★★★

"Refinanced my four-unit and the process was outstandingly smooth. Quick, efficient, and the rate was very favorable with minimal costs."

ET
Elena T.
West Palm Beach, FL
Common Questions

Rental Property Cash Out FAQ

Up to 80% of your property's current appraised value. This applies to single-family rentals multi-family and small commercial properties.

No. Our programs qualify on the property's rental income using DSCR - not your W2 or tax returns. If the rent covers the mortgage you qualify.

Yes. We support closing under LLCs and corporations — a key advantage for investors who hold properties in business entities.

Most programs require a minimum FICO of 660-680. These are investor-focused guidelines, not conventional lending standards.

Yes. We offer flexible solutions for rental properties mid-rehab including cash-out options with rehab funds built in.

As fast as 14 days in some cases. Typical timelines are 30-45 days depending on property type and documentation.

Ready to Access Your Equity?

Get Your Free Cash Out Quote
in 60 Seconds

No obligation. No credit pull. Just fast answers on your rental property cash out options.

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