ExpressLends
Accepting New Applications
⚡ Fast Closing No Income Docs Required

Cash Out Refinance for
Investment Property

Unlock up to 80% of your property's value - fast. No personal income verification. No tax returns. Close in as few as 14 days.
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Up to 80% LTV
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No Income Verification
✓
Close in 14 Days
✓
LLC Closing OK
✓
600+ FICO
✓
Loans Up to $5M
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★★★★★Trusted by 12,897+ real estate investors nationwide

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Residential & Commercial
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All 50 States
🌍
Foreign Investors OK
⚡
Close in 14 Days
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No Tax Returns Required
80%
Max LTV Cash Out
14
Day Closing Possible
$5M
Max Loan Amount
600
Min FICO Score
12K+
Investors Served
Is Your Property Eligible?

We Lend on Nearly Every Investment Property Type

From single-family rentals to shopping centers - if it generates income we can likely help you cash out.

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Single Family Rentals Condos, SFR, townhomes for long or short-term rental income.
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2-4 Unit Residential Duplexes, triplexes, quadplexes — qualify on rental income.
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Multi-Family 5+ Units Apartment buildings, mixed-use and larger residential portfolios.
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Retail & Commercial Office buildings, retail strips, warehouses and self-storage.
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Renovation Properties Even mid-rehab — flexible solutions for properties under renovation.
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Portfolio Blanket Loans Own 5+ rentals? Bundle them into one blanket loan.
How It Works

Three Steps to Your Cash-Out Funds

No long bank process. No W2s. No headaches. Fast financing built for real estate investors.

1

Apply

Fill out our simple online form. One application, zero cost, zero obligation.

✓ Takes under 60 seconds
✓ No credit pull to start
✓ Immediate response
2

Strategize

We match your property to the best cash-out program from our lender network.

✓ Personalized rate options
✓ DSCR and non-DSCR programs
✓ 30-year fixed available
3

Fund

We handle the paperwork. You get your cash and move on to your next deal.

✓ Close under LLC or Corp
✓ As fast as 14 days
✓ Funds wired directly
Real Investor Experiences

What Our Clients Say

★★★★★

"One of the smoothest transactions I've ever experienced. Closing costs were almost half compared to other lenders I considered."

RG
Robert G.
Los Angeles, CA
★★★★★

"I did my homework comparing rates — they're top-notch. If you're looking to refinance an investment property, ExpressLends really stands out."

TJ
Terrence J.
Roosevelt, NY
★★★★★

"Refinanced my four-unit and the process was outstandingly smooth. Quick, efficient, and the rate was very favorable with minimal costs."

ET
Elena T.
West Palm Beach, FL
Common Questions

Cash Out Refinance for Investment Property FAQ

Up to 80% of your property's current appraised value. This applies to residential rentals multi-family and commercial real estate.

No. Our programs use the property's rental income to qualify - not your W2 or tax returns. As long as rental income covers the mortgage you qualify.

Yes. We support closing under LLCs and corporations — a key advantage for investors who hold properties in business entities.

Most programs require a minimum FICO of 660-680. These are investor-focused guidelines, not conventional lending standards.

Yes. We offer flexible solutions for properties mid-rehab including cash-out options with rehab funds built in.

As fast as 14 days in some cases. Typical timelines are 30-45 days depending on property type and documentation.

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