Investment Property Rehab Loans, Cash-Outs & Refinances

Expert Solutions for Rehab Financing

No Income Verification
Cash Out as fast as 14 days
Flexible Loan Terms, Rates and Durations
Rehab/Construction funds included in the loan
Borrow up to 90% LTC (Loan to Cost)
Fast and simple application with minimal documentation to begin
Your One Stop Shop for: Loans

Get Your Rate Quote Now!

We respect your privacy and have ZERO TOLERANCE for spam

We will not spam, rent or sell your information

Is Your Project a Good Fit for ExpressLends' Rehab Loans Programs?

Construction Loans and Owner Builder Finance for Residential and Commercial Rehab Properties
Financing for up to 100% of the Rehab or Construction cost
Down Payments as low as 15% of the purchase price
1st Liens, with the assets located in the United States
Close under an Entity Name
1st liens with Assets Located in the United States

How ExpressLends' Rehab Loans Work?

1 | APPLY

Simple and easy loan application
Complete at your convenience
Review with one of our friendly representatives
Get your rate
Finance your next residential or commercial real estate project through our vast lender network of loan programs. Applying for a Fix and Flip loan is simple with us. Complete our online application and get a call with loan options with just one click.

2 | STRATEGIZE

Thousands of investors funding loans
Flexible Loan Programs and Hard Money Lending
Quick Closing with No Income Verification needed
Personalized refinancing plan
Develop a personalized refinancing plan with us. We'll provide options like cash-out refinance for your commercial property and refinance solutions for your existing investment property loans, all tailored to fit your unique financial goals.
Programs offered include no income verification, no seasoning on your down payment funds, and no prior experience needed.

3 | FUND

Quick closing and access to funds
Draw options for Fix and Flip loans during the process of your project
Complete the renovation, sell the property
Access funds at different increments of your renovation process. Fund up to 90% loan to cost of your flip with no prepayment penalty.​

See what our clients are saying...

“I recently completed my refinance and I’m extremely pleased with the outcome. It was one of the smoothest transactions I’ve ever experienced. The process was straightforward and hassle-free, without unnecessary expenses. What stood out most was the affordability of the closing costs, which were significantly lower compared to other lenders I had considered – almost half, in fact.”

Robert G. in Los-Angeles CA

“I did my homework comparing ExpressLends’ rates and estimated closing costs with other lenders, and honestly, they’re top-notch! If you’re looking to buy or refinance a home, I can’t recommend ExpressLends enough. They really stand out in the market!”

Terrence J. in Roosevelt NY

“I recently refinanced my four-unit property and my experience with ExpressLends was outstandingly smooth. Unlike other lenders where the process tends to drag on, this was quick and efficient. Nicole played a crucial role, being incredibly helpful and proactive in advancing me to each subsequent step. I’m particularly grateful for the favorable rate and the minimal costs involved.”

Elena T. in West Palm Beach FL

YOUR Business' Growth is Our #1 Priority

Get Your Rehab Loan Approved Today!

Ready to get started? Click the button below to get in touch!

Get My Rate Quote Now!

and Get prequalified today!

Your Questions Answered

Can I cash out refi my Rental property while it's under renovation?

Yes, we offer flexible solutions for various scenarios, including properties under renovation.

What are the rates for refinanceing an Rental property mortgage?

Rates vary based on several factors. Contact us for a personalized quote.

How long does the refinancing process take?

In Some Cases as Fast as 14 days. Typically, refinancing takes between 30 to 45 days, depending on various factors. 

Will I qualify for cash-out refinancing?

Eligibility depends on your current equity, credit score, and other financial factors. Contact us for a personalized assessment.

Are there any upfront costs?

We maintain transparency about any fees or costs involved. These will be clearly outlined in your refinancing options.

What is a rental property loan?

Rental Property Loan is a loan that is designed for real estate investors. It does not require personal income verification. We are using the properties’ projected rental income to qualify instead. As long as the rental property’s projected monthly rental income is higher than the mortgage payment, you will qualify. Many of our clients use this program for investments into vacation homes and short-term rentals such as AirBnB

Is my credit score a factor in getting approved?

When applying for a Rental Property loan, we do consider your credit score. However, these programs are more lenient compared to traditional loans, allowing for credit scores as low as 660 at times. Provided your rental income covers the mortgage, we are able to lend you the necessary funds for purchasing a rental property.

What kind of loan terms do you offer?

Rental Property loans are available in various terms, offering a highly flexible program to help you secure the payment structure you need. Options include a 5-Year Adjustable Rate Mortgage, which offers the best interest rates. For those seeking longer terms, we also provide a 7-Year Adjustable Rate Mortgage and a 30-Year Fixed Rate option. Additionally, we cater to borrowers who prefer interest-only payments, allowing you to maintain the lowest possible monthly payments.

Get My Quote Now!Get My Quote Now!
© Copyright 2024 ExpressLends
All rights reserved. This is not a commitment to lend. ExpressLends offers consultancy for financing non-owner occupied real-estate invesment properties. Services are subject to investor approval and not available in all states. We provide guidance and facilitate introductions to investor and brokers for business purpose loans. Financing availability and terms are subject to change without notice. Perform due diligence and consult professionals when making investment decisions. All financing are subject to underwriting and credit approval at the investor's discretion. Not for personal, family, or household use. Other restrictions may apply. Void where prohibited.