12,897 HAPPY CUSTOMERS

Investment Property Loans, Cash-Outs & Refinances

Expert Cash-Out Refinance Solutions for Income Properties

12,897 HAPPY CUSTOMERS

Investment Property Loans, Cash-Outs & Refinances

Expert Cash-Out Refinance Solutions for Income Properties

Investment Property Loans, Cash-Outs & Refinances

Expert Solutions for Income Property Financing

Refinancing Commercial and Residential Rental Properties
  • Cash Out as fast as 14 days
    • Flexible Loan Terms, Rates and Durations
    Rehab Funds available – ask us how!
    Borrow up to 80% LTV (Loan to Value) to purchase or refinance your Income Property
    Fast and simple application with minimal documentation to begin
    Your One Stop Shop for: Loans

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    Is Your Project a Good Fit for ExpressLends' Income Property Lender Programs?

    Residential Rental Properties: condos, single-families, 2-4 units
    Commercial Properties: multi-families, retail, offices, warehouses and self storage, shopping centers and mixed-use
    80% Cash out or 20% Down Payment
    Close under an LLC or Corporation
    Blanket loans for rental portfolios of 5 or more homes
    1st liens with Assets Located in the United States
    Foreign investors OK

    How ExpressLends' Income Property Loans Work?

    1 | APPLY

    Simple and easy loan application
    Complete at your convenience
    Review with one of our friendly representatives
    Get your rate
    Finance your next residential or commercial real estate project through our vast lender network of loan programs. Applying for a loan is simple with us. Complete our online application and get a call with loan options with just one click.

    2 | STRATEGIZE

    Thousands of investors funding loans
    Flexible Loan Programs and Hard Money Lending
    Quick Closing with No Income Verification needed
    Personalized refinancing plan
    Develop a personalized refinancing plan with us. We'll provide options like cash-out refinance for your commercial property and refinance solutions for your existing investment property loans, all tailored to fit your unique financial goals.
    Programs offered include no income verification, no seasoning on your down payment funds, and no prior experience needed.

    3 | FUND

    Quick closing and access to funds
    Start Collecting rents right away
    Move on to your next real estate project
    Get funding fast. Conclude the process with ease. We handle all the paperwork, guiding you smoothly to the final step - the disbursement of funds for your specific objectives.

    Access funds. Fund up to 80% loan to value with rehab options available.​​​​​​​

    See what our clients are saying...

    “I recently completed my refinance and I’m extremely pleased with the outcome. It was one of the smoothest transactions I’ve ever experienced. The process was straightforward and hassle-free, without unnecessary expenses. What stood out most was the affordability of the closing costs, which were significantly lower compared to other lenders I had considered – almost half, in fact.”

    Robert G. in Los-Angeles CA

    “I did my homework comparing ExpressLends’ rates and estimated closing costs with other lenders, and honestly, they’re top-notch! If you’re looking to buy or refinance a home, I can’t recommend ExpressLends enough. They really stand out in the market!”

    Terrence J. in Roosevelt NY

    “I recently refinanced my four-unit property and my experience with ExpressLends was outstandingly smooth. Unlike other lenders where the process tends to drag on, this was quick and efficient. Nicole played a crucial role, being incredibly helpful and proactive in advancing me to each subsequent step. I’m particularly grateful for the favorable rate and the minimal costs involved.”

    Elena T. in West Palm Beach FL

    YOUR Business' Growth is Our #1 Priority

    Get Your Investment Property Loan Approved Today!

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    Your Questions Answered

    Yes, we offer flexible solutions for various scenarios, including properties under renovation.

    Rates vary based on several factors. Contact us for a personalized quote.

    In Some Cases as Fast as 14 days. Typically, refinancing takes between 30 to 45 days, depending on various factors. 

    Eligibility depends on your current equity, credit score, and other financial factors. Contact us for a personalized assessment.

    We maintain transparency about any fees or costs involved. These will be clearly outlined in your refinancing options.

    Rental Property Loan is a loan that is designed for real estate investors. It does not require personal income verification. We are using the properties’ projected rental income to qualify instead. As long as the rental property’s projected monthly rental income is higher than the mortgage payment, you will qualify. Many of our clients use this program for investments into vacation homes and short-term rentals such as AirBnB

    When applying for a Rental Property loan, we do consider your credit score. However, these programs are more lenient compared to traditional loans, allowing for credit scores as low as 660 at times. Provided your rental income covers the mortgage, we are able to lend you the necessary funds for purchasing a rental property.

    Rental Property loans are available in various terms, offering a highly flexible program to help you secure the payment structure you need. Options include a 5-Year Adjustable Rate Mortgage, which offers the best interest rates. For those seeking longer terms, we also provide a 7-Year Adjustable Rate Mortgage and a 30-Year Fixed Rate option. Additionally, we cater to borrowers who prefer interest-only payments, allowing you to maintain the lowest possible monthly payments.

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