Privacy Policy & Terms of Service

Last Updated on Jan, 21, 2025

Introduction:

This Privacy Policy is designed to help you understand how we collect, use, and safeguard the Personally Identifiable Information (PII) you provide to us on our website. PII, as defined under US law, is information that can be used on its own or with other information to identify, contact, or locate an individual.

What Information Do We Collect?

We collect personal information when you:

  • Register, order, or fill out forms on our site.
  • Subscribe to newsletters or respond to surveys and marketing communications.

How We Use Your Information:

We use the information to:

  • Personalize and enhance your experience on our site.
  • Improve our website and customer service.
  • Conduct transactions and communicate with you regarding these transactions.
  • Administer contests, promotions, and other site features.
  • Send periodic emails about your order or other products and services.

Cookies and Tracking Technologies:

We use cookies to:

  • Remember and process items such as in your shopping cart.
  • Understand your preferences based on past or current site activity.
  • Compile data about site traffic and interactions to offer better site experiences and tools in the future.
  • You can set your browser to warn you each time a cookie is being sent, or you can choose to turn off all cookies. Note that disabling cookies may affect your experience on our site.

Protection of Your Information:

  • We use SSL technology to encrypt your sensitive information.
  • Your personal information is stored behind secured networks and is accessible only by a limited number of persons who are required to keep the information confidential.
  • All transactions are processed through secure gateway providers and are not stored or processed on our servers.

Third-Party Disclosure:

We do not sell, trade, or otherwise transfer your PII unless we provide users with advance notice. This excludes website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, as long as those parties agree to keep this information confidential.

Mobile Information Disclosure:

Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. Text messaging originator opt-in data and consent information will not be shared with any other third parties.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Consent for SMS/MMS Communications: By providing your mobile phone number, you consent to receive SMS/MMS communications from Business Name . You may opt-out of receiving these messages at any time by replying with “STOP.”

Privacy and Data Security: We are committed to ensuring the security of your information. Your mobile phone contact information and the Opt-in Data will not be shared or sold to third parties/Affiliates for marketing purposes.

Opt-Out: To opt-out of receiving SMS/MMS messages, simply reply “STOP” to any text message you receive from us.Compliance with Online Advertising:

We engage in online advertising. We adhere to the advertising standards set by Google and allow users to opt out of certain tracking features through their Google Ad Settings or browser add-ons.

 

 

Data Sharing & Disclosure

We do not sell, rent, or trade your personal information.

We may share information only with:

  • Service providers necessary to operate our business (e.g., CRM providers, SMS platforms, hosting providers)

  • Legal authorities when required by law

All third-party service providers are contractually obligated to safeguard your information.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal information from unauthorized access, alteration, disclosure, or destruction.

Cookies & Tracking

Our website may use cookies and analytics tools to improve user experience. Users may disable cookies through their browser settings.

Your Rights

You may:

  • Request access to your personal information

  • Request correction or deletion of data

  • Opt out of marketing communications

  • Withdraw SMS consent at any time

Legal Compliance:

We comply with the California Online Privacy Protection Act (CalOPPA) and the Children’s Online Privacy Protection Act (COPPA). Our site does not specifically market to children under 13.

Data Breach Notifications:

Should there be a data breach, we will notify you via email within one business day.

Changes to Our Privacy Policy:

We will notify users of any changes to our privacy policy on our Privacy Policy Page.

 

TERMS OF SERVICE

Website Use

By accessing this website, you agree to use it for lawful purposes only. You agree not to misuse, copy, or interfere with the functionality of the website.

SMS Terms & Condition

Express Lends provides SMS communications for appointment confirmations, reminders, account-related notifications, and marketing communications (if separately consented).

  • You may cancel the SMS service at any time by texting STOP to the number from which you received messages. After sending STOP, you will receive confirmation of your unsubscribe status.

  • To rejoin, sign up again via our website form.

  • If you experience issues, reply HELP or contact support@expresslends.com.

  • Carriers are not liable for delayed or undelivered messages.

  • Message frequency varies. Message and data rates may apply. Contact your wireless provider for details.

  • For privacy-related concerns, please review this Privacy Policy.

Age Restriction

Our Services are Intended for Adults (18 and Older)
You must be 18 years of age or older to use this website, app, or any of our services. We do not knowingly collect personal information from anyone under the age of 18. If a parent or guardian becomes aware that personal information of a person under the age of 18 has been provided to us, please contact us. If we become aware that we have collected personal information from a user who is under 18, we will take steps to delete such information as soon as possible

Limitation of Liability

We are not liable for indirect, incidental, or consequential damages arising from the use of our website or SMS services.

 

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.

info@ExpressLends.com

THANKS SO MUCH FOR VISITING,

EXPRESSLENDS.COM TEAM